If you're a chiropractor who owns your practice, you've probably had that “I-hope-this-is-right” feeling when it comes to your finances. Or that feeling that you don't know what you don't know. Whether you're just starting or have been in business for years, getting clear on a few financial fundamentals can make a massive difference in your success and stress levels.

In the latest episode of the Financially Adjusted podcast, I walk you through four smart financial moves you can start making today to get control of your business finances and run a smoother, more profitable practice.

1. Keep Business and Personal Finances Separate

Commingling funds is one of the most common mistakes I see. It creates messy books, legal vulnerabilities, and higher bookkeeping fees. Set up a proper business account and pay yourself separately. This helps maintain legal protections and makes tax time a breeze.

2. Review Financial Reports & Expenses Monthly

Just like your patients need regular adjustments, your finances need regular attention. Monthly check-ins help catch overspending, missed deductions, and highlight trends in your business. Start by reviewing your profit and loss statement and your balance sheet monthly. Use percentage comparisons to spot red flags easily.

✅ Grab my free sample chiropractic P&L to have a benchmark to compare to your own profit & loss statement each month. It’ll highlight weather or not your spending is in a healthy range in certain categories.

3. Organize Receipts & Tax Documents Digitally

Lost receipts = lost deductions. A digital system (like Google Drive or QuickBooks Online) ensures you’re always ready for tax season, audits, or questions from your bookkeeper. A little effort now saves big headaches later.

🎁 Download my free financial organization guide to get your system set up quickly.

4. Create a Money Allocation Plan (a.k.a. Budget)

Think of your budget as a business map. It gives your money direction and ensures you’re aligning your finances with your goals — whether that’s saving for equipment, taking more profit home, or building a cushion. Being proactive with your money puts you back in control.

• Want a tool to help? I recommend the free EveryDollar app and even created a tutorial to show you how to use it and create your own business budget:  Budgeting Tutorial on YouTube

Small changes = major wins. Start with one of these moves today and watch how it shifts your confidence and clarity as a chiropractic business owner.

Listen to the full podcast episode below. 🎧👇🏻